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MasterMath

CAC and LTV Calculator

What a customer costs you to win and what they leave you over their lifetime. The relationship between the two decides whether the business scales or bleeds.

Currency and number format for

Customer acquisition cost (CAC)

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Customer acquisition cost (CAC)—
Lifetime value (LTV)—
LTV/CAC ratio—
Months to recover the CAC—
Verdict—

How this was worked out

    The formula

    CAC = acquisition spend ÷ new customers · LTV = order value × orders a year × years × margin

    What it means

    The industry benchmark is an LTV/CAC ratio of at least 3. Below that, each new customer brings in little more than it cost to bring them in and there is nothing left for the rest of the business. Above 5, you are probably investing less in growth than you could.

    How to work it out by hand

    1. Divide all the acquisition spend by the customers won
    2. Multiply the average order value by orders a year and by years retained
    3. Apply your gross margin to that total revenue
    4. Divide the LTV by the CAC

    What is worth knowing

    The payback period matters as much as the ratio. If it takes eighteen months to recover what you spent winning a customer, you need a lot of cash to grow even on an excellent ratio. That is why subscription businesses watch that number so closely: twelve months is generally taken as the sensible limit.

    Frequently asked questions

    What is CAC?

    Customer acquisition cost: everything spent on acquisition divided by the customers won.

    What is a good LTV/CAC ratio?

    At least 3. Below that the model does not hold; above 5 you may be under-investing in growth.

    How is LTV calculated?

    Average order value times orders a year times years retained, with your gross margin applied afterwards.